Question
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Law & Courts
The town of Gulfport, Illinois was protected by a levee that was rated to withstand a 100-year flood. For that reason, FEMA didn't require residents in the town to purchase flood insurance.
Last week, however, as town resident Rick Gerstel described, "It almost looked like a tidal wave coming across the land...Almost like the end of the world is what it looks like."
Though the levees could withstand a 100-year flood, they weren't strong enough to handle the magnitude of the flood that recently hit the town. Now the entire town is underwater, and only 28 of the town's 200 residents had flood insurance.
The people are angered and feel mislead by FEMA. Whos fault is it that this town was so ill-equipped insurance wise to handle the flood?
Last week, however, as town resident Rick Gerstel described, "It almost looked like a tidal wave coming across the land...Almost like the end of the world is what it looks like."
Though the levees could withstand a 100-year flood, they weren't strong enough to handle the magnitude of the flood that recently hit the town. Now the entire town is underwater, and only 28 of the town's 200 residents had flood insurance.
The people are angered and feel mislead by FEMA. Whos fault is it that this town was so ill-equipped insurance wise to handle the flood?
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Answered Its the people's fault!! They could have bought insurance if they wanted to, but they chose not to!!
The Fed government 'bail out' mentality needs to stop. Let local charities, churches, individuals help these people as well as the States disaster aid fund as States did for years. It can be done again - per the Constitution. -
Answered None of the above
Normally, the mortgage companies REQUIRE flood insurance per zoned property. If banks, etc. required it, which they have a right and I agree they should at least for their loan amount, there wouldn't been this problem. Owned homes, well then it's up to the owners.
I DO NO LIKE THE FEDERAL GOVERNMENT DICTATING ANYTHING!
What I find humorious is that the folks would have resented it too, but now they are blaming FEMA ~ Can't have it both ways folks!
Answered FEMA's fault! They shouldn't have made the people feel so secure without insurance!!
Though, the people also could have taken the extra step ahead and not trusted such an old levee in the first place. I guess FEMA could have warned the people just in case.